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About Us

Mechanics Mortgage opened in December of 1996 to provide our community with specialized service in permanent residential financing. Our primary service areas are Oxford, Water Valley and the surrounding communities. We provide counseling and pre-qualification to those interested in purchasing or building a new home, or refinancing their present residence. We maintain a close relationship with many of the local realtors and builders, thereby making the mortgage process an easy one. Simply give us a call anytime or feel free to utilize any of the interactive tools offered throughout the site. The experienced professionals here look forward to working with you.

Address: 2601 West Jackson Avenue, Oxford, MS 38655
Voice:  662-234-7900 or 888-819-4663 (toll free)
Fax:  662-236-3765

Michelle selfieMichelle Mason

Vice President


Michelle Mason is not your average loan originator. With over 30 years in the mortgage-lending field and experience as an underwriter, processor, and closer, she is in a unique position to analyze situations quickly and effectively which ensures you a truly different client experience. Your home and your mortgage are a part of your financial wealth, so your choices will impact you for years to come. Michelle's instincts allow you to approach your situation from fresh, new angles all while maintaining her high standards for excellence.

Jones pictureMichelle Thompson

Loan Processor


Michelle has worked for the mortgage office of Mechanics Bank since 1997, and currently serves as our Loan Processor. Michelle's knowledge and expertise allow her to effectively process and submit all loans to ensure seamless fast closings. Michelle's passion for the community means she truly enjoys interacting with the customers and is dedicated to helping make the process an easy and enjoyable one.

head shot for Jennifer GregoryJennifer Gregory

Loan Processor and Closer

Jennifer has worked for the mortgage office of Mechanics Bank since 2014, and currently serves as a Loan Processor and Closer. Jennifer helps to ensure that your loans close quickly and efficiently. 




head shot Andrew ChaseAndrew Chase

Loan Partner


Andrew has worked for Mechanics Bank since 2016 but is new to the mortgage office. Before coming to the mortgage office he was a teller at the University Branch. Andrew's unrelenting work ethic will help make your loan process go smoothly.