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About Us

Mechanics Mortgage opened in December of 1996 to provide our community with specialized service in permanent residential financing. Our primary service areas are Oxford, Water Valley and the surrounding communities. We provide counseling and pre-qualification to those interested in purchasing or building a new home, or refinancing their present residence. We maintain a close relationship with many of the local realtors and builders, thereby making the mortgage process an easy one. Simply give us a call anytime or feel free to utilize any of the interactive tools offered throughout the site. The experienced professionals here look forward to working with you.

Address: 2601 West Jackson Avenue, Oxford, MS 38655
Voice:  662-234-7900 or 888-819-4663 (toll free)
Fax:  662-236-3765

Jones pictureMichelle Thompson Jones

Loan Processor
NMLS# 556854


Michelle has worked for the mortgage office of Mechanics Bank since 1997. Michelle's knowledge and expertise allow her to effectively process and submit all loans to ensure seamless fast closings. Michelle's passion for the community means she truly enjoys interacting with the customers and is dedicated to helping make the process an easy and enjoyable one.